Terms and Conditions
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Terms and Conditions
Terms of Use
- Last Updated: 1 September 2026
- This document is an electronic record in terms of the Information Technology Act, 2000 and the applicable rules made thereunder, including amendments relating to electronic records. This electronic record is generated by a computer system and does not require physical or digital signatures.
- These Terms of Use govern access to and use of https://paygoalert.in/ (“Website”), the PayGo Alert mobile application, and related services (collectively referred to as the “Platform” or “Services”).
- The Platform and PayGo Alert service are operated by Opera King Business, having its business address at Teacher Colony, Walgaon Road, Jameel Colony, Amravati, Maharashtra – 444601, India (hereinafter referred to as “Platform Owner”, “PayGo Alert”, “we”, “us”, or “our”).
- By accessing, registering with, or using the Platform or Services, you agree to these Terms of Use and our Privacy Policy. If you do not agree with these Terms, please do not use the Platform or Services.
- For the purpose of these Terms, “you”, “your”, or “user” means any individual, merchant, business owner, professional, or other person using PayGo Alert.
About PayGo Alert
- PayGo Alert is a software application that provides voice alerts for eligible payment notifications received on a user's Android device from supported UPI/payment applications.
- PayGo Alert may use Android Notification Access, when voluntarily enabled by the user, to identify eligible payment-related notifications and provide features such as voice announcements and transaction notification history.
- PayGo Alert is not a bank, payment gateway, UPI application, payment aggregator, or financial institution.
- PayGo Alert does not independently initiate, process, authorise, settle, receive, hold, or transfer UPI payments or customer funds. Actual payment transactions are processed by the user's respective bank, UPI application, payment service provider, or other authorised financial service provider.
User Accounts
- Certain features may require registration or authentication.
- You agree to provide accurate and current information when creating or maintaining your account.
- You are responsible for maintaining the security of your account and for activities performed through your account.
- You must not attempt to gain unauthorised access to another user's account or any restricted portion of the Platform.
Notification Access
- PayGo Alert's core payment-alert functionality may require Android Notification Access.
- Notification Access is used to detect eligible payment notifications from supported applications and provide related PayGo Alert functionality.
- Users can enable or disable Notification Access through their Android device settings.
- If Notification Access or another required device permission is disabled, some PayGo Alert features may not function correctly.
Accuracy of Payment Alerts
- PayGo Alert provides alerts based on information contained in notifications generated by third-party payment or UPI applications.
- PayGo Alert does not independently verify or settle the underlying financial transaction.
- Users should verify important transactions through their official UPI application, bank account, or authorised payment service provider where necessary.
- Voice alerts, notification history, or other information displayed by PayGo Alert should not be treated as an official bank statement, payment receipt, settlement confirmation, or financial record.
Subscription and Charges
- Certain PayGo Alert features may be offered through free, trial, premium, or subscription-based plans.
- Pricing, subscription duration, applicable taxes, renewal conditions, and other relevant information will be displayed before purchase, where applicable.
- By purchasing a paid Service, you agree to pay the applicable charges displayed at the time of purchase.
- Payments for subscriptions or paid Services may be processed through authorised third-party payment service providers.
- PayGo Alert does not ask users to disclose their UPI PIN, ATM PIN, debit/credit card PIN, net-banking password, or similar confidential banking authentication credentials to us.
- Cancellation, refunds, and subscription-related requests will be handled according to our applicable Cancellation and Refund Policy and the terms of the relevant payment provider.
Acceptable Use
- You agree not to use the Platform or Services:
- For any unlawful, fraudulent, or prohibited activity;
- To interfere with the normal operation or security of the Platform;
- To attempt unauthorised access to PayGo Alert systems or accounts;
- To copy, reverse engineer, modify, distribute, or exploit the Platform except where expressly permitted by applicable law;
- To misuse payment notification information or other functionality;
- To impersonate another person or business;
- To violate applicable Indian laws or regulations.
Intellectual Property
- The PayGo Alert name, software, design, graphics, interface, website content, branding, and other proprietary materials are owned by or licensed to the Platform Owner, except for third-party trademarks and content belonging to their respective owners.
- Use of the Platform does not grant users ownership of any intellectual property belonging to PayGo Alert or the Platform Owner.
- Names, trademarks, and logos of third-party UPI/payment applications belong to their respective owners. References to supported third-party applications do not necessarily imply endorsement, sponsorship, or affiliation.
Third-Party Services
- PayGo Alert may interact with, recognise notifications from, or provide links relating to third-party services.
- Third-party applications, banks, payment providers, and websites operate independently and are governed by their own terms and privacy policies.
- PayGo Alert is not responsible for the availability, performance, policies, or actions of third-party services.
Service Availability
- We aim to provide reliable Services but do not guarantee uninterrupted or error-free availability.
- Features may temporarily become unavailable because of maintenance, device restrictions, operating system changes, third-party application changes, network problems, technical issues, or circumstances beyond our reasonable control.
- Support for individual UPI/payment applications may change if those applications modify their notification format, functionality, permissions, or technical behaviour.
Limitation of Liability
- To the maximum extent permitted by applicable law, PayGo Alert and the Platform Owner shall not be responsible for losses arising solely from reliance on a voice alert or notification displayed by the application without verification of the underlying transaction through the relevant bank or authorised payment provider.
- Users remain responsible for confirming payment status where confirmation is important before providing goods or services to a customer.
- Nothing in these Terms excludes or limits liability where such exclusion or limitation is prohibited by applicable law.
Privacy
- Collection, use, storage, and processing of personal information are governed by our Privacy Policy.
- By using the Platform, you acknowledge that you have read and understood our Privacy Policy.
Termination
- We may restrict or terminate access to the Platform where reasonably necessary because of misuse, fraud, violation of these Terms, security concerns, or applicable legal requirements.
- Users may discontinue use of PayGo Alert and may request account deletion according to the process described in our Privacy Policy.
Changes to These Terms
- We may update these Terms periodically to reflect changes in our Services, business practices, technology, or applicable legal requirements.
- Updated Terms will be published on the Platform with the revised “Last Updated” date.
Governing Law and Jurisdiction
- These Terms shall be governed by and construed in accordance with the applicable laws of India.
- Subject to applicable law, disputes arising from these Terms or use of the Services shall be subject to the jurisdiction of the competent courts in Amravati, Maharashtra, India.
Contact Us
- For questions, complaints, or communications relating to these Terms or PayGo Alert Services, please contact us through the official contact details available on our Website.
- PayGo Alert
Operated by: Opera King Business
Address: Teacher Colony, Walgaon Road, Jameel Colony, Amravati, Maharashtra – 444601, India
Website: https://paygoalert.in/
Contact: +91 8669960060
Business Hours: Monday – Friday, 9:00 AM – 6:00 PM (IST)
